exportcreditinsuranceisaninsurancewhichcoveragainsttheoverseainvestmentrisksforukexporters.what’smore,itsacceptinsuranceismainlyabouttherefusedpaymentriskswhichcontainsseveralrisks:commercialrisksliketheimporterfailedtorealizethepayment,bankruptcyoraccountingstatusdeteriorating,etc,andcountryrisk.